This is how to create violence, crime and militancy for sure, writes Win, who was imprisoned for eleven years under the military dictatorship.

This is how to create violence, crime and militancy for sure, writes Win, who was imprisoned for eleven years under the military dictatorship.

For domestic transfers, it is sufficient to provide the international account number (Iban) after the changeover. For Sepa transfers to other European countries, the international bank code BIC is initially required in addition to the Iban. Less than a month before the European payment system Sepa was launched, more and more voices were heard in German banking circles warning of considerable difficulties. Many companies in Germany have not yet made the necessary switch from transfers and direct debits, said, for example, the chief executive of the Association of German Banks, Michael Kemmer, shortly before the turn of the year. “There is no plan B and there are only (a few) days left.

If you haven’t changed over yet, you should do so today rather than tomorrow. “” The situation is still worrying, “said Kemmer. In Germany, 35 million direct debits are made every day. It is alarming that 90 percent of them are still using the old method and only 10 percent with Sepa standard. Source:, mmo / sla / AFP / dpa / rts “The EU Council could overturn the postponement of the deadline. (Photo: picture alliance / dpa) Brussels has pulled the emergency brake : The transition period until the final switch to Sepa is to be extended by half a year. The monetary authorities consider this to be the wrong signal.

The final stage of the euro introduction is to be ignited faster. After the EU Commission took the brakes on the Sepa conversion, the European central banks were even more pressing on the tube. According to a newspaper report, they are vehemently opposed to the EU’s proposed extension of the changeover period by six months for the new payment system. The official changeover date, February 1st, is unaffected by the discussion. As the “Frankfurter Allgemeine Zeitung” (FAZ) writes, the monetary authorities want to accept a postponement of the date by three months at most until May 1st. The resistance to the Commission’s proposal, which has now become public, is not new.

It was said at a meeting of the central bank boards with the EU Commission at the end of December, the central bank boards wanted to put pressure on companies and associations to convert their transfers and direct debits as quickly as possible to the Europe-wide uniform 22-digit IBAN numbers maintain. Some board members have therefore announced that they will resist the EU proposal, writes the “FAZ”. In the European Central Bank, it is not ruled out that the Commission proposal will be changed by the EU Council of Ministers. An interim review of the past few months shows that the transition to the new Sepa system is progressing at different speeds within the euro zone. While in some smaller countries such as Finland, Slovakia or Slovenia almost a 100 percent rate of Sepa transfers was achieved, the proportion in Germany only rose to just under a third in November – that is, two thirds of the daily 25 million were missing Transfers worth around 230 billion euros. In the case of the 35 million direct debits on workdays, the rate was only a tenth. Guilty parties for the delay are identified in various places: On the one hand, it is criticized that politicians and supervisors, who were responsible for working out the details of the changeover, take too much time On the other hand, the blame is also seen with the banks themselves.

In addition, the providers of financial accounting software caused delays because the program versions required for Sepa had only been completed in the past few weeks. Despite all the difficulties, the German credit industry reacted with surprise to the EU’s advance: “The extension of the deadline would not have been necessary” , is it [called. At the same time, however, she admitted that the longer transition period would make things easier for companies and associations, “for which the changeover to the new Sepa procedure on February 1, 2014 might have run out,” says a statement and the banking industry make up a certain “sepa” or “euro ignorance”. Above all, companies and associations stubbornly refused to accept the Europe-wide standard transfers and direct debits. Instead of changing their accounting systems and applying for the necessary identification numbers, they would simply ignore the last stage of the euro introduction. The German retail trade, however, welcomed the proposal of the EU Commission the day before: “It was foreseeable that the Sepa introduction by February 1, 2014 is not possible, “said the trade association HDE. When switching to Sepa, companies would not be able to fall back on tried and tested payment processes and reliable software, but the Federation of German Industries regretted the plan. “If you postpone it once, you can do it a second time,” explained financial market expert Reinhard Kudiß. The abbreviation “Sepa” stands for “Single Euro Payments Area” – a standardized payment area in euros.

It means that transfers, direct debits and card payments are standardized and processed in the same way – regardless of whether they go domestically or across borders. The Europe-wide uniform account numbers are ultimately also a symbol for the community in Europe. The uniform system offers advantages for entrepreneurs and consumers alike: Thanks to Sepa, international transfers cost just as much as domestic transfers, for example. In addition, the period within which an account holder can recover amounts that have already been debited has been extended from six to eight weeks. Source:, ddi / rts “A Rohingya village in the state of Rakhine before August 25, a current satellite image on the right. (Photo: AP) Fearing repression, hundreds of thousands of members of the Rohingya Muslim minority are fleeing Myanmar and cannot go back because the military has simply razed many of their villages to the ground.

The action is akin to ethnic cleansing: In Myanmar, the military razed several dozen Muslim villages to the ground, according to reports by the human rights organization Human Rights Watch (HRW). HRW relied on images taken by satellites from space. Fear of persecution, nearly 700,000 Muslims have fled the predominantly Buddhist Myanmar to neighboring Bangladesh since August 2017, according to the report that at least 55 villages belonging to the Rohingya Muslim minority have been destroyed by the military in Rakhine State since late last year. In this way a return of the refugees would be practically impossible.

HRW also suspects that evidence of abuse should be destroyed. HRW Asia director Brad Adams said, “Razing these areas will erase memories.” The United Nations describes the actions of the military, which is in Myanmar’s government together with Nobel Peace Prize winner Aung San Suu Kyi, as “ethnic cleansing”. According to an agreement between Myanmar and Bangladesh, the return of refugees would actually have been more than a month ago should be started. In fact, hundreds of thousands of people in Bangladesh are still holding out under catastrophic conditions in refugee camps. Source:, mba / dpa “” Nobody likes to deal with new laws and requirements – not even the financial sector. In the next few years, German banks and financial service providers will face several mammoth projects at international level. They are hidden behind the strange abbreviations Basel II, MiFID and SEPA.BASEL II: The industry has been dealing with the new, global equity regulations for lending for years.

The amount of own funds that banks have to hold in reserve to cushion defaulted loans will in future be geared more closely to the creditworthiness of their corporate customers. If a company is particularly solid and therefore creditworthy, it also has to pay less interest. A grading – in technical jargon rating – of the corporate customers is then necessary. Internally, the banks have to make extensive changes. Basel II will come into effect in individual stages from January 2007.

However, American banks do not want to participate until 2009 at the earliest. MiFID: This EU directive on “Markets in Financial Instruments” is to be implemented by all financial service providers from the end of 2007. It serves to protect investors, demands more transparency in securities trading and the execution of orders under the most favorable conditions for customers. “Most of the complexity of MiFID lies in this interaction with customers,” explains Stefan Jaecklin, an expert at the management consultancy Mercer Oliver Wyman. According to a study by the E-Finance-Lab at the University of Frankfurt, the costs for new software at larger banks can be in the double-digit million range. SEPA: Many areas of life have already been standardized within Europe – the euro is just one example. On the other hand, different standards still apply to electronic payment transactions.

A transfer for a holiday in a holiday home in Spain can therefore result in expensive fees. This should be remedied by a uniform payment area under the keyword SEPA – another EU directive whose new instruments, such as direct debits, were to be applied from 2008 and reached a “critical mass” in 2010. Payments would then have to be credited at the end of the following working day, which many banks consider excessive. Source: “(Photo: AP) Burned down villages, killed children – what the Rohingya refugees are currently experiencing causes horror all over the world .

In their homeland, Myanmar, there is a different view of things. The reports weren’t true, they said they were all fake news. Myanmar’s Prime Minister Aung San Suu has come under massive international criticism for keeping silent about the suffering of the Rohingya. When she made her first detailed statement in a speech on Tuesday, hundreds of people gathered in front of the town hall in Rangoon, the largest city in her country. They do not demonstrate against Suu Kyi, but cheer her.

Many of them have stickers on their cheeks with the words “We stand behind Aung San Suu Kyi”. If they are angry, then only because of the criticism from abroad, which does not stop after the speech. Reports of atrocities committed against the Rohingya in western Rakhine state are not true, said Myo Myint Aung, a young English teacher in the crowd. “There’s a lot of propaganda going on,” he says. Regarding the members of the Muslim minority who have been fleeing to the neighboring country of Bangladesh for weeks by the hundreds of thousands and, according to aid organizations, are in acute need there, he adds: “I see they are well connected in the international community and among international organizations.” They seem to have many supporters and considerable financial resources. The forcible displacement of the Rohingya, which human rights activists and some heads of government describe as “ethnic cleansing”, has hardly caused a stir in the former Burma. Like their government, most of the Burmese consider the stateless Rohingya to be illegal immigrants from predominantly Muslim Bangladesh. The army’s “clearance operations” in response to attacks by Rohingya militia on police and military posts is generally seen in Myanmar as a legitimate use in the fight against terrorism. According to refugees and aid agencies, security forces and mobs have pillaged and raped and burned Rohingya villages and shot people fleeing.

Instead, the media here report alleged attacks by Rohingya militants on Buddhist and Hindu civilians. They hardly mention the mass exodus, but it is the reporting from abroad that makes the people here so sick. “The international media should not ignore the situation of other ethnic groups in Rakhine,” says the young activist Sit Maw, who is one of the many users of social media who have changed their profile pictures so that it now reads: “I stand behind Aung San Suu Kyi. ” Many people, like him, are of the opinion: “The portrayal of this problem is very unbalanced.” “I have never, in any country, seen a situation where opinions about what is happening in a certain place at a certain time are so contradicting are, “writes historian Thant Myint-U on Twitter. Only a small number of activists are addressing the plight of the Rohingya. “This is a nightmare and it must be stopped immediately,” said a statement from the Karen Women’s Organization, which works for minorities in Myanmar. “It is time for all people with a conscience to do something.” Thet Swe Win, a 31-year-old interfaith activist, writes a lot about the Rohingya on the Internet. “Religion has been used as a weapon to divide society, especially in this country,” he says. Muslims are seen as alien in Myanmar, explains Khin Zaw Win, director of the Tampadipa Political Advisory Institute in Rangoon. In an article for the Australian online magazine “New Mandala”, which is devoted to politics and society in Southeast Asia, he wrote an article a few days ago with the heading “Fences and ghettos are not the solution in Rakhine”. Since the last outbreak of violence in 2012, Myanmar’s Rohingya have practically had to live in concentration camps, it says.

This is how to create violence, crime and militancy for sure, writes Win, who was imprisoned for eleven years under the military dictatorship. “This policy is as misguided and ineffective as it is inhuman.” But the opinion of the majority does not reflect these dissenting voices. It is more likely to be expressed in the mass media. A column in the English-language newspaper “Myanmar Times” said on Friday: “The world is being deceived by fake news and biased analyzes of the conflict in Rakhine”. Suu Kyi had previously made a similar statement. Source:, Poppy McPherson, dpa “” “A Muslim refugee on the way to Bangladesh. In the past few weeks, more than 100,000 Rohingya have left the country. (Photo: REUTERS) Within a few For weeks, well over 100,000 people from Myanmar flee to neighboring Bangladesh.

In her homeland she is suppressing the military more and more brutally. Nobel Peace Prize laureate Aung San Suu Kyi watches the mass murder. Buddhism – the term alone makes a monk appear in the mind’s eye who gently strikes a gong – is considered the epitome of a peaceful religion.